Current Bankrate National Average Mortgage Rates
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| Interest Rate | APR | |
| 30-Year Fixed Rate | 6.29% | 6.34% |
| 20-Year Fixed Rate | 6.17% | 6.22% |
| 15-Year Fixed Rate | 5.59% | 5.67% |
| 10-Year Fixed Rate | 5.87% | 5.95% |
| 5-1 ARM | 5.85% | 7.03% |
| 10-1 ARM | 6.89% | 7.18% |
| 30-Year Fixed Rate FHA | 6.28% | 6.33% |
| 30-Year Fixed Rate VA | 6.46% | 6.50% |
| 30-Year Fixed Rate Jumbo | 6.39% | 6.44% |
| Rates are based on a 700+ FICO score, 80% LTV for Conventional, 96.5% LTV for FHA, and 100% LTV for VA. Rates vary subject to loan and borrower parameters. For the most accurate quote for your scenario, please click the blue “Request Custom Rate Quote" button. | ||
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DSHA | Welcome Home | Home Again |
| FHA, VA, RD, Smart Start* | 5.625% | 6.25% |
| FHA, VA, RD, Delaware Diamonds** | 5.75% | 6.875% |
| FHA, VA, RD, Home Sweet Home*** | N/A | N/A |
| FHA, VA, RD, First State Home Loan**** | 5.75% | 6.875% |
| FHA, Diamond In The Rough (203K)**** | 5.25% | N/A |
| Freddie Mac, Smart Start* | 6.00% | 6.375% |
| Freddie Mac, Delaware Diamonds** | 6.25% | 7.375% |
| Freddie Mac, Home Sweet Home*** | N/A | N/A |
| Freddie Mac, First State Home Loan**** | 6.25% | 7.375% |
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DSHA Program Highlights Welcome Home: Applicant must meet the definition of a First-Time Homebuyer Home Again: Available for First-Time and Repeat Homebuyers Asterisks (*) next to program name describes the down payment assistance associated with the loan product. * Unassisted Loan, no down payment or closing costs assistance. ** Applicants will be provided $10,000 of DPA, applicants(s) must meet the qualifications of the Delaware Diamonds program. *** Applicants will be provided $12,000 of DPA, applicants(s) must meet the qualifications of the Home Sweet Home program. **** Applicants will be provided 3% of their final loan amount, applicants(s) must meet the qualifications of the First State Home Loan Program. ***** Applicants will be provided 5% of their final loan amount, applicants(s) must meet the qualifications of the Diamond in the Rough Program. All first mortgage products are available with down payment and closing costs assistance, if needed. Available loan products include:
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| Rates last updated . | ||
